Sukanya Samriddhi Yojana 2024 Sukanya Samridhi Yojana (SSY Scheme) Application Form

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Sukanya Samriddhi Yojana 2024
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Sukanya Samriddhi Yojana 2024 (Sukanya Samriddhi Yojana): Friends, the Prime Minister of our country, Shri Narendra Modi, has started the Sukanya Samridhi Yojana (SSY Scheme) for the bright future of the girls of the country. If a little girl has been born in your house and you are worried about her future, you no longer need to worry. Because the government has launched this Sukanya Yojana to meet the daughters’ future education and marriage expenses.

Under this scheme, parents open a savings account before their daughter reaches ten years of age. The guardian can open this account through a bank or post office. The parents of the girl child can deposit Rs 250 to Rs 1.5 lakh every year in this account. The government also gives compound interest on the amount deposited in the account at a fixed rate in the savings account opened under this scheme.

Suppose you want to open an account in Sukanya Samriddhi Yojana 2024 for your daughter’s future and want to avail yourself of the benefits of this scheme. In that case, we will provide complete information about the SSY scheme. Like Sukanya Samriddhi Yojana, the features of this scheme, its objective, eligibility, the documents required to open an account under this scheme, etc., will give detailed information. Therefore, please read this article till the end.

Sukanya Samriddhi Yojana is being run to secure the bright future of the country’s daughters. Although many schemes are being run by the Government of India in India, this scheme is the best scheme run by the Government of India for the welfare of the country’s daughters.

Under this scheme, you can invest money in your daughters’ names to secure their future. This scheme has been released under the Beti Padhao Beti Bachao Act. If you also want to know information related to Sukanya Samriddhi Yojana, read our article carefully and stay connected to the article till the end to get all the information related to this scheme.

This scheme is operated under the supervision of the government of India, which means that the parents of daughters do not have to worry about incidents like fraud, and it is a 100% safe scheme. Suppose you also want to open a bank account in your daughter’s name under this scheme and want to improve her future. In that case, you should systematically follow the information on opening bank accounts available at the end of the article.

Sukanya Samridhi Yojana 2024 Overview

Name Of Scheme
Sukanya Samriddhi Yojana
Was Started
By Central Government
Beneficiary
Girls under 10 years of age
Objective
securing the future of daughters
Benifit
Saving for daughters’ higher education and marriage expenses.
Investment Amount
Minimum Rs 250 to maximum Rs 1.5 lakh
current year
2024
official website
 https://www.india.gov.in/sukanya-samriddhi-yojna

 

Sukanya Samriddhi Yojana 2024
Sukanya Samriddhi Yojana 2024

Sukanya Samriddhi Yojana 2024 (SSY Scheme)

The Central Government started Sukanya Samriddhi Yojana to meet the future expenses of daughters’ education, higher education, and marriage so that parents can raise their daughters well without worrying about their future. This ambitious scheme was launched under Beti Bachao Beti Padhao of the Government of India

Under Sukanya Yojana, parents open their daughter’s investment account, in which a minimum of ₹ 250 to a maximum of ₹ 1.5 lakh can be invested every year. At present, interest at the rate of 7.6% is provided on the amount deposited in the Sukanya account. If you want more information related to the SSY scheme, then read this article.

Under Sukanya Samriddhi Yojana, parents of daughters below ten years can open bank accounts under this scheme. You can invest Rs 250 to Rs 1 lakh in a year for your daughter in this bank account. You have to make this investment for 15 years, after which the invested money will be given to you after the daughter matures.

Under this scheme, the maturity period has been kept at 21 years. When your daughter turns 21, the money given under this scheme will be given to her so she can use it for education, health, etc. Apart from this, this money will also be helpful in his marriage. The best thing about this scheme is that you must invest only a minimum of Rs 250 in bank accounts in a year, which is an excellent relief for low-income families.

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Objective of Sukanya Samriddhi Yojana 2024

The government’s main objective in starting Sukanya Samriddhi Yojana is to secure the future of the girl child. Often, when daughters are born, parents of poor families become worried about what their daughters’ future will be like. They are always worried about the expenses of their daughters’ education and marriage. To free you from all these worries, the government has started Sukanya Yojana. 

Through this scheme, any parent belonging to a poor family can easily open a savings account and invest in it for their daughter’s bright future. This way, when the daughters grow up, they will not have to worry about money and will also be able to become self-reliant.

 

Features of Sukanya Samriddhi Yojana (SSY)

  • Prime Minister Narendra Modi started the SSY scheme for girls in the country.
  • Under this scheme, parents can open a savings account for the bright future of their daughter.
  • The savings account opened under this scheme can be operated by the parents of the girl child till the age of 10 years.
  • A minimum of ₹ 250 to a maximum of ₹ 1.5 lakh can be deposited annually in the account the girl’s parents opened.
  • The holder must invest 15 years in the account opened under Sukanya Yojana.
  • If parents want to withdraw the amount deposited in this account for their daughter’s higher education, they can withdraw 50% of the deposited amount after the girl turns 18.
  • After opening the account in the name of the girl child, if any amount is not deposited, then a penalty of ₹ 50 is imposed on the account every year.
  • Investors are provided interest at 7.6% under the SSY scheme.
  • Opening an account under this scheme also grants you tax exemption as per the Income Tax Act.
  • Under Sukanya Yojana, accounts of two girls from a family can be opened.

 

Documents required for Sukanya Samriddhi Yojana

SSY Scheme Required Documents: If you want to open your daughter’s account under Sukanya Samriddhi Yojana, you will need the following documents, which you must take to the bank or post office. All the documents are as follows –

  • There should be a birth certificate of the girl child.
  • Aadhar Card/PAN Card/Identity Card of Parents
  • Address proof
  • Documents demanded by bank and post office.
  • Passport size photo

 

List of banks for opening SSY account

Below is the list of banks that offer account opening under the Sukanya Samriddhi Yojana. You can open a savings account for your daughter’s future by visiting the nearest branch of each bank. 

  • state Bank of India
  • Punjab National Bank
  • Bank of India
  • Bank of Baroda
  • Bank of Maharashtra
  • Allahabad Bank
  • axis Bank
  • Andhra Bank
  • Punjab and Sindh Bank
  • Union Bank of India
  • UCO Bank
  • Vijay Bank
  • Oriental Bank of Commerce
  • State Bank of Hyderabad
  • Bank of Maharashtra
  • United Bank of India
  • Canara Bank
  • Dena bank
  • State Bank of Patiala
  • State Bank of Mysore
  • IDBI Bank
  • State Bank of Travancore
  • ICICI Bank
  • State Bank of Bikaner and Jaipur

When can you withdraw the amount deposited in the SSY account?

If you deposit money in the account under Sukanya Yojana and want to withdraw the deposited amount, then you can withdraw the deposited amount in the following situation.

 

  • If the girl child reaches 18 years of age, she can withdraw 50% of the amount deposited in the account for higher education.
  • But the amount can be withdrawn only once a year and in installments for a maximum of 5 years.
  • It is mandatory to invest for 15 years in the investment account opened under Sukanya Yojana.

 

Under what circumstances SSY account can be closed

Under these circumstances, you can close the Sukanya account before completing 18 years of age and withdraw the amount deposited.

  • In case the girl gets married: The beneficiary can withdraw the money before the maturity period for her marriage expenses after completing 18 years of age.
  • In case of death of the account holder: If the account holder dies suddenly, the parents of the girl child can withdraw the amount deposited in the Sukanya Yojana account.
  • Financially unable to continue the account: If the guardian is unable to continue the account of the beneficiary girl child, then the SSY account can be closed before the maturity period.

 

Sukanya Samriddhi Yojana Calculator 2024

If you want to calculate the maturity amount, you can use the Sukanya Samriddhi Calculator (SSY Calculator). Information about the maturity amount can be obtained through details like the amount invested every year and the interest rate. An interest rate of 7.6% is provided on the amount deposited under the SSY Scheme.

How much will you get by depositing ₹ 1000 in Sukanya Samriddhi Yojana?

Total amount in 1 year after depositing Rs 1000 per month Rs. 12,000/-
Total amount deposited in 15 years
Rs. 1,80,000/-
Total interest on amount deposited for 21 years
Rs. 3,29,000/- 
Total amount received on maturity
RS. 5,09,212/- 

 

How to open an account under Sukanya Samriddhi Yojana 2024

  • To open an SSY account, the parent must go to the nearest bank or post office.
  • Now, they must get the Sukanya Samriddhi Yojana application form from here.
  • You must carefully fill in all the information requested in this application form.
  • After filling out the form, attach all the necessary documents asked for in the form.
  • After completing this process, you must submit the application form to the bank or post office.
  • This way, you can open your daughter’s account under Sukanya Samriddhi Yojana.

FAQs For Sukanya Samridhi Yojana 2024

How do you open an account under Sukanya Samridhi Yojana?

If you want to open an account under Sukanya Yojana for your daughter's bright future, you can go to your nearest bank or post office.

Can I close my Sukanya Samriddhi account?

Some conditions have been imposed for closing the Sukanya Yojana account, information about which we have given you in detail in this article.

What are the documents required to open a Sukanya account?

To open a bank account under the Sukanya Yojana, please follow the instructions provided by the bank, the application form for the Sukanya Samriddhi Yojana, the birth certificate of the girl child, the parents' Aadhar card, the PAN card, the identity card, a passport-size photo, and other documents demanded by the bank or post office are required.

What is the helpline number for Sukanya Samriddhi Yojana?

If you need any information related to this scheme, you can contact its helpline number (toll-free number): 18002666868.

 

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